Because MONEY IS NOT THE GOAL. WE WANT TO SEE YOU FLOURISH.
We believe money can and should bring wholeness to your life, family, and community. Let us show you what’s possible.
Start the process with an introductory call
If you are interested in our services — either Ongoing Financial Planning or our one-time Financial Essentials service — you are welcome to schedule a 45-minute introductory call at no cost to you. We'll discuss your planning needs and how our services can bring purpose and clarity to your financial world.
ONGOING FINANCIAL planning
A comprehensive planning relationship to bring purpose and clarity to your financial world. The engagement lasts for a minimum of 9 months, though most clients stay with us for the long haul.
PLANNING FEES: Based on complexity, but typical fees are $2,500 to $3,500 up front and $500 to $800 monthly.
what you can expect from us
AN ACTIONABLE PLAN WITH PURPOSE
We equip you with a big-picture yet comprehensive financial plan with clear, actionable steps to bring purpose and clarity to your financial world. Every year we’ll update your plan with up-to-date analysis and ongoing recommendations.
planning, Take-Action & PROGRESS MEETINGS
We meet in‑person or virtually to understand your financial world, identify goals, work through your questions, and prioritize action steps. For the first year we typically meet at least quarterly and beyond that semi-annually.
ONGOING SUPPORT
With an understanding of your goals and values, we walk alongside you as life happens, advising you and addressing your questions in real-time as circumstances change. We’re here for you and want you to lean on us and the system of ongoing support and accountability created by our team and tech tools.
COMMITTEd ADvOCACY
As fee-only fiduciaries, we speak honestly and objectively into your situation and encourage you to use and build wealth in a way that helps you flourish. We will also recommend and collaborate with other professionals who will be key to implement your plan, such as accountants, attorneys, and insurance agents.
PLANNING AREAS COVERED
ACHIEVING FINANCIAL GOALS
How to save toward and ultimately reach each of your financial goals. For goals like buying a home, college, a career change, and retirement, we run projections to model what’s attainable and understand the tradeoffs.
CASH FLOW
An analysis of income and spending habits to develop a customized cash flow plan and budget. We work to understand where your money is going and how much can and should go toward spending, saving, taxes, and giving.
CASH ALLOCATION
Guidance on how much cash to keep on hand given your financial needs and goals, and how to keep your cash organized to simplify and clarify your financial world.
INVESTMENTS
Investment recommendations across all accounts, whether or not we’re managing them. We guide you on investment strategy, allocation, rebalancing, tax efficiency, and coordinating your investments with your big-picture goals.
INSURANCE & ESTATE PLANNING
Analysis of your life and disability insurance needs with recommendations for coverage, along with guidance on navigating your estate planning (including coordinating with an attorney as needed). We also help you understand and maximize your employee benefits.
RETIREMENT SCENARIOS
Underlying the plan is a long-term scenarios analysis — usually for retirement, but sometimes for financial independence, early retirement, or a career change. We help you understand where you’re headed, what’s possible, and the impact of near-term decisions.
FINANCIAL ESSENTIALS
A 6-month planning process to set you up for financial health by equipping you to wisely navigate the essential aspects of your finances. This service is intended for clients who may not have the financial complexity for our Ongoing Financial Planning.
PLANNING FEES: Based on complexity, but the typical fee is $650 per month for 6 months.
PLANNING AREAS COVERED
ACHIEVING FINANCIAL GOALS
We’ll bring purpose and clarity to your financial world through a big-picture roadmap to key financial goals, with specific recommendations for how much and where you should be saving toward retirement, college, a home purchase, and your emergency savings.
BUDGET AND CASH FLOW
A customized budget to better align your spending and saving with your goals. We work to understand how much of your income can and should go toward spending, saving, taxes, and giving.
CASH ALLOCATION
Guidance on how much cash to keep on hand given your financial needs and goals, and how to keep your cash organized to simplify and clarify your financial world.
INVESTMENTS
Advice on how and where to invest your money, along with investment allocation recommendations across all accounts. We provide recommendations on investment strategy, tax efficiency, and coordinating investments with your financial goals.
Got questions?
Check out our FAQ page.