With your turkey hangover slept off and Mariah Carey on the airwaves, the holiday season has officially kicked off. The holidays are the perfect time to evaluate your giving and consider whether you can give more to those in need—and with automated online giving it’s never been easier, right?
Budget Considerations for Expectant (Urban) Parents
Putting Everything on the Table
Quick: what’s the number one thing you’ll spend money on, no questions asked? When discussing spending habits with clients, I often hear “Oh, that’s my thing.” That’s code for: “That’s an untouchable expense. Don’t ask me to change.” Be wary of building a sacred fence around a particular area of spending, which can lead to debt or conflict with one’s partner over expenses.
Goals + Habits = Progress
Fall provides an opportunity to refocus your goals and reset your habits. Money touches most of our life goals, even goals that aren’t explicitly financial (such as spending more time with your significant other, which may require money for dates or vacation). Healthy money habits can facilitate these goals as well as help you progress toward financial freedom.
Equifax Cyberattack: Your Action Plan
Re-Imagining Retirement
The financial burden of retirement is growing. Today’s Americans are more likely to live longer, have aging parents to care for in retirement, face steep medical bills, and spend more on travel to visit far-flung family members. But recent research challenges our understanding of retirement as a long-awaited reprieve from work.